Interactive Bullion & Jewelry Calculators
Compute real-time gold value, design detailed jewelry billing invoices, analyze making charges & GST components, evaluate gold loans, or compare mutual fund SIPs vs gold growth.
Gold Value Estimator
Estimated Value
Entered Weight
10.00 Grams
Rate Applied / Gram
₹14,253.00
Total Gold Value
₹0.00
Value Tip:
This displays the raw bullion metal value before adding jewelry making charges, wastage, or 3% GST.
Jewelry Invoice Details
Invoice Estimation
Gold Rate/Gram
₹0.00
Gold Metal Value
₹0.00
Making Charges
₹0.00
Taxable Value
₹0.00
GST (3% component)
₹0.00
Total Billing Amount
₹0.00
Hallmark Notice:
Local jewelers will also add a nominal BIS Hallmarking fee (approx ₹45 + GST per piece) to the final bill.
Making Charge Analyzer
Analysis Results
Base Gold Value
₹0.00
Charged Making Cost
₹0.00
Equivalent Flat Rate / Gram
₹0.00
Equivalent Percentage
0.00%
Bargaining Tip:
Compare making charges across showrooms. Charges typically range from 8% to 25% depending on manual craftsmanship.
GST (3%) Calculator
GST Breakdown
Pre-Tax Amount
₹0.00
CGST (1.5%)
₹0.00
SGST (1.5%)
₹0.00
Total GST (3%)
₹0.00
Total Post-Tax Amount
₹0.00
Tax Regulations:
Under Indian GST guidelines, a uniform tax rate of 3% is applicable on both the raw metal cost and the making/service charges.
Gold Loan eligibility & EMI
Loan Projections
Market Value of Gold
₹0.00
Max Loan Eligible (75% LTV)
₹0.00
Interest Cost / Year
₹0.00
Estimated Monthly EMI
₹0.00
LTV Limit:
Reserve Bank of India (RBI) mandates a maximum Loan-to-Value (LTV) ratio of 75% for domestic gold loans.
Investment Details
SIP Growth Comparison
Total Capital Invested
₹0.00
Gold Maturity
₹0.00
Gain
₹0.00
Equity SIP Maturity
₹0.00
Gain
₹0.00
Asset Allocation:
Financial advisors recommend allocating 10% to 15% of your portfolio to gold as a hedge against inflation and equity volatility.
Transparency Disclosure: GoldFactory.in rates are derived by applying standard Indian market adjustment factors (including import/customs duties, local GST, refining premiums, and logistics costs) to real-time international spot bullion prices. These retail prices serve as indicators and may vary across local jewelry showrooms and regional bullion markets.